Credit, financing and investment solutions designed for clients residing outside Switzerland — in your local currency.
A tailored loan for your personal projects, with clear terms.
| Amount | 3,000 – 80,000 (local currency) |
| Term | 12 to 84 months |
| Indicative rate | from 4.2% (fixed rate) |
| Credit insurance | Mandatory |
Finance your vehicle or professional equipment.
| Amount | 5,000 – 60,000 |
| Term | 12 to 72 months |
| Indicative rate | from 4.4% (fixed rate) |
| Credit insurance | Mandatory |
Purchase, construction or renovation, wherever you live in Europe.
Residents outside Switzerland| Amount | 50,000 – 1,500,000 |
| Term | 5 to 25 years |
| Indicative rate | from 2.50% to 3.50% depending on term |
| Credit insurance | Mandatory (bank guarantee) |
Investment solutions backed by the expertise of a cantonal bank.
| Entry amount | from 10,000 |
| Term | No commitment |
| Management fee | from 0.8% / year |
| Credit insurance | Not applicable |
Financing solutions for the self-employed and businesses.
| Amount | 5,000 – 250,000 |
| Term | 6 to 60 months |
| Indicative rate | from 3.2% |
| Credit insurance | Mandatory |
A bank guarantee that protects your commitment and your family.
| Coverage | Death, disability, job loss |
| Premium | Based on amount, term and agreed terms |
| Mandatory for | Any type of financing |
| Termination | As per contractual terms |
The generic fees applicable to all our offers, in addition to the indicative conditions above.
| Fee type | Amount / Condition |
| International transfer | 15 (local currency) flat fee per transaction |
| Currency exchange | 0.4% of the amount converted |
| Credit insurance | Mandatory for any type of financing |
| Early repayment | Penalty of up to 1% of the outstanding capital |
| Late payment | 5% of the unpaid instalment (min. 25) |
The rates, amounts and fees shown are indicative and may vary according to your profile, country of residence and local currency. A personalised, firm and detailed offer is sent to you after a full review of your file.
Fill in the application form in a few minutes.
Our experts analyse your situation and needs.
You receive a clear offer, in your local currency.
Once accepted, the funds are made available.
Submit your application today or simulate your financing in just a few clicks.
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